Get Your Business Funding Fast
Connect with Australia's top business lenders in minutes. Compare rates, get pre-approved, and secure funding for your business growth.
Sarah M., Plant Nursery Owner
"Got $150K approved in 2 days to expand my nursery. The process was incredibly smooth!"
Trusted by Australian Businesses
Join thousands of businesses who have successfully secured funding through our platform
ASIC Regulated
All our lenders are regulated by the Australian Securities and Investments Commission
5-Star Rated
Rated 4.8/5 stars by over 2,500 Australian business owners
10,000+ Businesses Funded
We've helped over 10,000 Australian businesses access funding
$500M+ Funded
Over $500 million in business loans facilitated since 2020
Why Choose Our Platform?
We've revolutionised business lending in Australia with our technology-driven approach, making it faster and easier than ever to secure funding.
Get approved within 24 hours with our streamlined digital process. No waiting weeks for a decision.
Access substantial funding from $10K to $5M to fuel your business growth and expansion plans.
Bank-level security with full ASIC compliance. Your data is protected with 256-bit encryption.
Dedicated local support team available 6 days a week to help with your application and questions.
Simple Application
Complete your application in just 5 minutes with our user-friendly online form.
Instant Pre-Approval
Get instant pre-approval with our AI-powered assessment system.
Competitive Rates
Access competitive interest rates from our panel of trusted lenders.
No Hidden Fees
Transparent pricing with no application fees, exit fees, or hidden charges.
Personal Broker
Get assigned a personal broker who will guide you through the entire process.
Multiple Lenders
Access to 50+ lenders including banks, credit unions, and private lenders.
Ready to Experience the Difference?
Join thousands of Australian businesses who have chosen our platform for their funding needs.
How It Works
Our streamlined process gets you from application to funding in just 4 simple steps. No lengthy paperwork, no waiting weeks for approval.
Create Account & Apply
Sign up with your business details and complete our simple 5-minute application form online.
Instant Assessment
Our AI-powered system instantly evaluates your application and provides preliminary approval.
Document Upload
Upload required documents through our secure portal. We'll guide you through exactly what's needed.
Final Approval & Funding
Get final approval within 24 hours and receive funds directly into your business account.
Fast Processing
Get approved in 24 hours, not weeks
Personal Service
Dedicated Australian support team
Secure & Safe
Bank-level security for your data
No Hidden Fees
Transparent pricing, no surprises
Ready to Get Started?
Join thousands of Australian businesses who have secured funding through our platform.
No upfront fees • 5-minute application • 24-hour approval
Australian Business Loan Types
Choose from a wide range of business funding solutions designed for Australian businesses
Traditional business loans for established companies with predictable cash flow.
- $50K - $2M loan amounts
- 1-7 year terms
- Fixed or variable rates
- Multiple use cases
Finance new or used equipment with the asset as security.
- Up to 100% financing
- Tax benefits available
- Quick approval
- Flexible terms
Short-term funding to manage cash flow and operational expenses.
- $10K - $500K amounts
- Fast approval
- Flexible repayment
- No collateral required
Finance for purchasing or refinancing commercial real estate.
- Up to 80% LVR
- Competitive rates
- Long-term options
- Investment properties
Self-managed super fund loans for property investment.
- Limited recourse
- Residential & commercial
- Competitive rates
- Expert guidance
Bridge the gap between GST payments and refunds.
- Quick turnaround
- Seasonal businesses
- Cash flow support
- Flexible terms
Finance against your expected R&D tax incentive refund.
- Up to 80% of refund
- Competitive rates
- Fast processing
- Innovation support
Combine multiple debts into one manageable payment.
- Simplify payments
- Potentially lower rates
- Improve cash flow
- Reduce admin
*Rates shown are indicative and subject to credit assessment. Terms and conditions apply.
Compare Lender Types
Understand the differences between lender types to make the best choice for your business
Advantages
- Lowest interest rates (7.99% - 12%)
- Large loan amounts up to $2M+
- Established reputation
- Long repayment terms
- Relationship banking benefits
Considerations
- Strict eligibility criteria
- Lengthy approval process (2-6 weeks)
- Extensive documentation required
- Personal guarantees often required
- Limited flexibility
Best For:
Established businesses with strong financials and 2+ years trading history
Advantages
- Fast approval (24-48 hours)
- Flexible eligibility criteria
- Minimal documentation
- No personal guarantees
- Competitive rates (12.5% - 18%)
Considerations
- Higher interest rates than banks
- Smaller maximum loan amounts
- Shorter repayment terms
- Less regulatory oversight
- Newer market presence
Best For:
Growing businesses needing quick funding with flexible requirements
Advantages
- Innovative lending solutions
- Technology-driven processes
- Flexible repayment options
- Industry-specialised expertise
- Quick online applications
Considerations
- Variable rate structures
- Limited track record
- Potentially higher fees
- Complex terms and conditions
- Limited customer support
Best For:
Tech-savvy businesses looking for innovative funding solutions
Why Choose Momentum Loans?
We work with all lender types to find you the best rates and terms. Our AI-powered matching system connects you with the right lenders based on your specific business profile and needs.
Loan Calculator
Calculate your estimated repayments and see what you could borrow
*Calculations are estimates only. Actual rates and terms may vary based on your credit assessment and lender requirements.
What Our Customers Say
Join thousands of Australian businesses who have successfully secured funding through Momentum Loans
"Momentum Loans helped us expand to a second location. The process was quick and the team was very supportive."
"Got approved in 2 days when the banks said no. Couldn't be happier with the service and competitive rates."
"The application was so simple compared to traditional banks. Momentum Loans made business funding stress-free."
"Needed equipment finance urgently. Momentum Loans delivered exactly when we needed it most."
"Professional service from start to finish. The team understood our business needs perfectly."
"Fast approval, fair rates, and excellent customer service. Highly recommend Momentum Loans."
Success Stories
See how Australian businesses have grown with our funding solutions
Melbourne Cafe Chain
Sydney Construction Co
Brisbane Tech Startup
Funding for Every Industry
We understand the unique needs of different industries and provide tailored funding solutions
Restaurants, cafes, bars, and catering businesses
Popular Funding Types:
Builders, electricians, plumbers, and contractors
Popular Funding Types:
Physical stores, online retailers, and wholesalers
Popular Funding Types:
Consultants, lawyers, accountants, and agencies
Popular Funding Types:
Clinics, dental practices, and medical services
Popular Funding Types:
Production facilities and manufacturing businesses
Popular Funding Types:
Ready to grow your business?
Get the funding you need with competitive rates and flexible terms tailored to your business.